How to buy a property
Buying a home rewards a cool head and careful checks. Here's how to go from search to keys without costly surprises.
8 min read · Updated 09/07/2026
1. Clarify budget and financing
Beyond the price, budget for notary fees, acquisition tax, agent commission and possible renovation. With a mortgage, get pre-approval first, you'll know your real ceiling and negotiate from a position of certainty.
2. Choose the location wisely
Location drives both comfort and future value. Check transport, parking, schools, noise and nearby development.
Use the map to see what surrounds the property and how neighbouring listings and prices sit, it often reveals more than the listing text.
3. Verify the property and documents
Request the title deed, cadastral sketch and an encumbrances certificate. Make sure there are no mortgages, seizures or unresolved inheritance shares.
If possible, get an independent survey of the structure and installations. Damp, electrics and plumbing are the most common hidden costs.
4. Deposit, preliminary contract and notary
Never pay a deposit without a signed preliminary contract describing price, deadlines and the consequences of withdrawal.
The final deal is concluded before a notary with a notarial deed and entry in the Property Register. Payment is usually secured via an escrow account or a bank transfer on the day of signing.